International Travel Medical Insurance to the Middle East

Traveling to the Middle East for a long term work assignment, or for study, or as a contractor working abroad.

The Policy

International Travel Medical Insurance protects you in many ways.  It offers access to quality medical professionals regardless of where you are in the world.  The coverage benefits are typically better than some of the best domestic ACA plans.

Quote:   GeoBlue     Cigna Global

You have 24 hour access to a team of specialists waiting to help you through your situation or provide you with information pertaining to where you are.

Your plan can provide long term coverage for you and your family, who need coverage for a year, several years or up to permanent protection.

You have custom phone and tablet apps that allow you to search for doctors and hospitals in your area and view their profiles.  Fill prescriptions, schedule appointments, forward you ID card or show proof of insurance.

GeoBlue                 Cigna Global

Also, make sure your policy includes “emergency medical evacuation.” This coverage provides air evac services to a medical facility that can properly care for your illness or accident.  The air transport can take you to another city, country or back to your home country for care.  Many parts of the world have limited medical services.  If you find yourself in one of these area and need medical attention, you can be assured your international medical coverage will pay for the emergency evacuation services so you can be cared for by medical professionals.

Quality long term international medical companies like Cigna Global and GeoBlue, use a contracted doctor network which has been established around the globe.  These network doctors offer direct payment from the insurance company so you don’t have to pay for the services.  These companies also allow you to see out of network doctors and hospitals with no out of pocket penalty.

Claims

If you enroll into a long term (more than 6 months) individual or family international plan yo will need to answer some medical questions pertaining to your current and past health status. After the review the company will either approve your enrollment or decline it.

Medical underwriting review at the time of application prevents the company from scrutinizing every claim and looking back at your pre-existing conditions. Most other companies will have very limited underwriting at the time of application, but will thoroughly review every claim that is submitted and may determine the claim was the result of a pre-existing condition and decline the claim.

Please contact me anytime so we can discuss which company will work best for you.

John Conner
916-682-1117
john@johnconner.com

Information Request:

 

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GeoBlue Senior Travel Medical Insurance

More Seniors are traveling and living abroad then ever before, in fact, people over 50 make up the vast majority of travelers worldwide.

GeoBlue International Medical insurance travels with you wherever you may be worldwide.

Medicare Provides NO Coverage Outside the U.S.

If you are one who travels internationally or is looking to move abroad, be careful, Medicare does NOT provide coverage while visiting or living abroad.  And our domestic health insurance offers very limited protection outside the U.S.

GeoBlue is a U.S. based International Travel Medical insurance company who guarantees coverage and waives pre-existing condition exclusions if you have an underlying medical plan like Medicare for their “Voyager” plans which provide comprehensive coverage worldwide for up to 6 months, for anyone age 84 or younger.

They also have long term plans for anyone wishing to live overseas for an indefinite period of time.  A few days up to permanent policies. Take a closer look at GeoBlue.

GeoBlue Travel Medical Plans include: Hospital, outpatient, prescriptions, evacuation, injury from terrorism, doctor visits, and a 24/7 member concierge phone service with a live person waiting to take your call from anywhere in the world.

  • Traveling in a group of 5 or more? Save 10%. You don’t have to be related!

In 2014 the office of Travel and Tourism showed U.S. citizens traveled more than 38 million international air trips to locations such as; Europe, Caribbean, Asia, South America, Central America, Oceania, Middle East, Africa, Mexico and Canada.

 Fastest emerging tourism destinations worldwide for 2014 to 2024:

  1. Namibia
  2. Montenegro
  3. Zambia
  4. Angola
  5. China
  6. Cabon
  7. Burma
  8. Cambodia
  9. Thailand
  10. Thailand
  11. Cape Verde

Why is insurance so critical for international travel?  Standards of hospitals and clinics vary greatly from country to country.  While you may find some that offer high quality care, you are also likely to find some that are considered to be “well below average” and even in poor condition.

In most cases an International Travel Medical Insurance is crucial for those needing acute care and even basic care. Obtaining healthcare in some parts of the world can be tricky.

Some hospitals won’t provide any treatment–or won’t allow a patient to be discharged–until the hospital has received a guarantee of payment. Such guarantees are provided by Travel Insurance companies, in conjunction with assistance providers, but rarely by other insurers or managed care plans.

This means you’ll have to pay in advance, perhaps as much as tens of thousands of dollars, with your credit card. Of course, for this to work the hospital must accept foreign credit cards and your card must have a sufficient credit limit.

Each GeoBlue policy is U.S. licensed and offers the most complete set of benefits and services in the industry.  An independent licensee of the Blue Cross Blue Shield Association

Stay Connected … GeoBlue provides a free “app” for your mobile device which provides proof of insurance, a copy of your ID card, you can also look up local contracted doctors and hospitals in over 180 countries, make and confirm doctor appointments, order your prescriptions and much more.

Don’t be left in the dark needing care in a foreign land.  Day or night, weekend or holiday, GeoBlue has a 24/7/365 concierge service waiting to hear from you in your time of need.  Do you thing Medicare or other domestic insurance companies will answer their phone on the weekend, late at night or on a holiday?  Not a chance.  Medical Protection worldwide.

GeoBlue Quote

No Cost Help … there is no charge for my services.  The insurance companies provide a fee for me to help with coverage options, enrollment and service.

Please contact me anytime with questions.

John Conner
916-682-1117
John@johnconner.com

Questions:

GeoBlue International Travel Insurance

GeoBlue International Travel Health InsuranceInternational Medical Coverage for illness or accident. Designed for global travel for Expatriates, International Students, Employees, Contractors, Third Country Nationals, vacations or anyone; working, studying, traveling or living outside their home country borders.  Domestic health insurance or Medicare coverage typically provides little and often no coverage outside of a persons home country.

3 Reasons:

  1. Your domestic health insurance or Medicare, provides little and often no coverage outside of your home country.
  2. Emergency Medical Evacuation – in the event of a serious injury or illness, your GeoBlue International Medical Insurance policy will provide 24/7 concierge services which include global specialists coordinating your air or ground emergency transportation to the nearest facility which can treat your condition.  And that includes flying you to another country or back to your home country for care.  Domestic insurance will not coordinate these services or pay for the costs.  This is very important coverage.
  3. Find a local doctor, and one who speaks your language, fill a prescription, make a doctors appointment, maternity coverage, psychiatric care, see a specialist.  All of these services and more are included in a GeoBlue International Travel Insurance plan, along with much more.  And remember .. your domestic coverage doesn’t help with these services while abroad.

Plans:

Domestic Health insurance companies are simply not designed to help clients abroad.  And typically provide no coverage while outside the U.S.

GeoBlue for example, has an elite network of doctors and hospitals from most every specialty ready to see you in over 180 countries.  And only a small fraction of doctors around the world meet GeoBlue’s exacting standards – participation is by invitation only.  We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and they factor in recommendations by over 158 Physician Advisors from all over the world.

Technology has made it very easy to travel worldwide.  A few clicks on your Mobile phone or tablet, allows you to utilize the GeoBlue App anywhere in the world:  Find and access International doctors and hospitals.  Gain access to in-depth profiles and carefully selected doctors, dentists, hospital and clinics around the world.

Schedule appointments … Gain appointments on short notice with leading providers and have GeoBlue settle the claim directly.

Manage Your Claims … Print a claim form, submit a claim online or track the status of an existing claim.

Maintain Your Personal Profile … Download an ID card, view your plan benefits and edit your travel profile settings to receive customized information.

Other Key Member Services:

  • 24/7 Toll free or collect call assistance around the world.
  • Profiles of notable local pharmacies and travel clinics.
  • Translations tools for medications, as well as medical terms and phrases.
  • Emergency numbers, health and security risks, vaccination requirements, and news alerts.
  • Personal Health management tools including symptom checker and second opinion services.

There are many unique global insurance needs and coverage options.  Please contact me anytime with questions.

John Conner
916-682-1117
john@johnconner.com

Information Request: