GeoBlue International Student Health Insurance California Jr. College

Health insurance for International Students enrolled in California Junior Colleges is typically a mandatory policy to stay enrolled.  And International Health Insurance is a policy many foreign students use to help with any illness or injury.

International Student health insurance is a full major medical coverage plan providing comprehensive benefits for foreign born students studying in the U.S.

U.S. Inbound & Outbound Students:

GeoBlue for example, provides greater coverage and benefits than the U.S. Affordable Care Act plans.

With GeoBlue you have access to any Blue Cross / Blue Shield doctor, specialist and hospital in the U.S., that is over 92% of all providers nationwide.

Unlimited annual and lifetime benefits allows the student excellent coverage during the time in the U.S., also you do not need to first go to the school clinic, you can see doctors and specialists.  Most college plans will require you to first visit the school clinic before seeking care.

More coverage, greater access to doctor and hospitals, and lower premiums than the typical U.S. based college plans.

International Health insurance plans can be used for all grade and school levels.  Elementary School, Jr High, High School, Jr. College, State Colleges and Universities, public and private.

Foreign born inbound students along with U.S. citizens studying abroad.  Great coverage coupled with better access to the quality medical professionals you and your child deserve.

Emergency Evacuation and Repatriation:

If the illness or injury are severe, the GeoBlue International Student plan may fly you to a different location that can properly care for your condition.  Even fly you back to your home country.  U.S. based health insurance plans do not provide emergency evacuation or repatriation benefits.

Coverage:

Hospital, Dr. Visits, Rx, X-Ray, lab, Surgery, Radiology, Emergency, Physical Therapy, Maternity, Mental health, 24/7 assistance call center, Preventive care, Dental, and much much more.

Worldwide Health Insurance for anyone studying outside of their home country.  Inbound and outbound coverage, J-1 and F-1 Visa’s.

GLOBAL RISKS:

  • Crisis Management – Who can assist, and who do you contact if you have a serious injury or illness.
  • Kidnapping and extortion of executives and employees, international students, and vacationing family members including children continues to be a growing global trend regardless of where you are.
  • We aim to pay doctors direct or reimburse your claim within 5 working days.
  • You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts.
  • You will have instant and easy access to healthcare facilities and professionals around the world.
  • You can receive payment in over 135 currencies.

Access to the largest network in the U.S.

GeoBlue members have access to the Blue Cross Blue Shield network—the largest in the U.S. The 92% of doctors and 96% of hospitals participating allow for maximum convenience and flexibility for those in need of healthcare services. This network will bill GeoBlue directly so members don’t have to worry about out-of-pocket expenses during care—whether it’s inpatient or outpatient.

Also, you are able to see any licensed medical professional outside the U.S.

The GeoBlue Mobile App ..

An Innovative Online and Mobile Tool …  Most convenient way to access the best local doctors, hospitals and resources:  Search providers and request an appointment.  Find medication availability, translate medical terms and phrases and use the audio feature to play translation as necessary.  View your ID card and email a copy directly to doctors to confirm eligibility.

Enjoy the feeling of knowing you are  protected by a quality company, with your best interest in mind.

Quote & Enroll Online:  GeoBlue Worldwide

Call today for more details or questions.

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

GeoBlue Travel Medical Insurance Mexico

When traveling, vacationing, working, studying or living in Mexico, do you have one of these:

geoblue id card

If not, you should at least consider the advantages of having a GeoBlue International Travel Medial insurance plan in place while in Mexico, of for that matter, anywhere in the world.

QUOTE:

  1. 24/7 Member services help line. Emergency, questions about your plan, how to find a doctor, prescription refill and much more.
  2. Medical Evacuation Services: Land & Air. When you are seriously injured or ill, GeoBlue will fly you to the nearest hospital that can properly care for you, if your current medical facility situation is not adequate.
  3. GeoBlue will pay doctors and hospitals direct so you don’t have to.
  4. GeoBlue is in over 180 countries.
  5. Plans designed for a few days or permanent plans for those living or working abroad.
  6. Comprehensive hospital, doctor services, Rx, maternity, evacuation svc, physical therapy, dental, vision, lab, X-ray, outpatient surgery, and so much more.
  7. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.
  8. GeoBlue has an elite network of doctors from almost every specialty ready to see you in over 180 countries.
  9. GeoBlue members use their mobile devices to access an exclusive level of care. The GeoBlue mobile app provides the most convenient access to the best doctors, hospitals and resources around the world.
  10. GeoBlue plans feature a full range of concierge-level services and convenient mobile and online self-service tools.

Health Services in Mexico:

  • High quality care available  –  Fair
  • Emergency services responsiveness  –  Fair
  • Pharmacy reliability  –  Fair

Environmental Risks:

  • Water Quality  –  Medium Risk
  • Air Quality  –  Medium Risk
  • Infectious Disease  –  Medium Risk

Vaccines for Mexico:

Vaccine or Disease Vaccination or Treatment Recommendations
Routine Recommended if you are not up-to-date with routine shots such as, measles/mumps/rubella (MMR) vaccine, diphtheria/pertussis/tetanus (DPT) vaccine, poliovirus vaccine, etc.
Hepatitis A Recommended
Hepatitis B Recommended, especially for those who might be exposed to blood or body fluids, have sexual contact with the local population, or be exposed through medical treatment (e.g., for an accident).
Japanese Encephalitis Not endemic
Malaria Recommended: Areas with malaria except states of Quintana Roo and Tabasco: Atovaquone/ proguanil, chloroquine, doxycycline, mefloquine, or primaquine. States of Quintana Roo and Tabasco: Mosquito avoidance.
Meningococcal Meningitis Not endemic
Rabies Recommended for travelers spending a lot of time outdoors, especially in rural areas, involved in activities such as bicycling, camping, or hiking. Also recommended for travelers with significant occupational risks, such as veterinarians, for long-term travelers and expatriates living in areas with a significant risk of exposure, and for travelers involved in any activities that might bring them into direct contact with bats. Children are considered at higher risk because they tend to play with animals, may receive more severe bites, or may not report bites.
Typhoid Recommended
Yellow Fever Not endemic

Communicate with Confidence

As a GeoBlue member, your computer or mobile device becomes a powerful translation tool. Our database consists of over 5,000 commonly used medical terms and 4,000 medical health phrases in dozens of languages.

It’s easy to find the term or phrase you need, and once you do, audio files allow you to play a precise translation in the world’s most widely spoken languages.

Rely on GeoBlue to help you translate brand names or find generic, and get accurate dosing information in the world’s top destinations. GeoBlue’s Equivalency Guide covers the most commonly used and prescribed medicines. If you can’t find the medication you need, our Global Health and Safety team can help.

So don’t think of it as just one more thing to carry with you, but something to carry you past medical misunderstandings. GeoBlue provides the best tools available to navigate the complexities of healthcare and arrive at the best decisions for personal care.

Current Alerts:

Alert Level 2, Practice Enhanced Precautions

  • Updated Zika Virus in Mexico January 15, 2016
  • Because Zika virus is spread by mosquitoes, CDC recommends that travelers to Mexico protect themselves from mosquito bites.

Watch Level 1, Practice Usual Precautions

  • Chikungunya in Mexico November 19, 2015
  • Beginning in October 2014, locally transmitted cases of chikungunya have been reported in Mexico. Local transmission means that mosquitoes in Mexico have been infected with chikungunya and are spreading it to people. CDC recommends that travelers to Mexico protect themselves from chikungunya by preventing mosquito bites.

Discover GeoBlue’s full array of travel and international medical plans for global lifestyles and sophisticated travelers. From a 2 week leisure trip to a 2 year work assignment, we’ve got you covered.

Please call or email anytime with questions.

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

International Student Medical Insurance for California

International Students from around the world enjoy the many educational opportunities provided in California.  Along with the weather, recreation, beaches, skiing, multi-cultural cities and much more.

Why the need for International Medical Insurance for Students, Faculty and Staff …

All schools will require the students and or faculty to be fully covered with comprehensive health insurance while enrolled.  Hospital and outpatient coverage, doctor visits, prescriptions and lab and X-Ray.

Quote – International Student Health Insurance

Don’t settle for a school plan which makes you go to the school clinic for non-emergency services.  A quality plan allows you to see any doctor or hospital for all services.

int logos


Emergency Medical Evacuation …
pays for transportation costs (air and land) to the nearest medical facility that can properly care for your medical needs, including being flown back to your home country for treatment.  U.S. domestic insurance does not cover air travel back to your home country.

If you become seriously ill or have a nasty accident while abroad your plan is designed to transport you to a hospital or facility equipped to care your your needs. even if that means flying you home for care.   The GeoBlue Emergency Med Evacuation will fly you home regardless of where in the world you live.

geoblue appGreat Technology at your Fingertips … GeoBlue Travel Insurance company has some interesting and useful applications you can use on any mobile device.

Quickly and conveniently connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad.

With a few simple taps, get detailed profiles of carefully selected primary care physicians and specialists, as well as a broad range of hospitals, pharmacies, even dentists-where you are, when you need it. Review qualifications, make an appointment, and get directions, right from the App or a mobile device.

Plus, proof of coverage is always at your fingertips, ready to show and share with providers. Mobile Assistance is backed 24/7 by our toll free assistance line.

Students from around the world … studying in one of California’s High Schools, Jr. Colleges, Colleges and Universities, can feel confident, your medical needs will be handled and paid for quickly, accurately and  with great care, with an International Student Medical policy from GeoBlue.

Hundreds of thousands of students, faculty and other educational professionals travel internationally each year, which is why “Student Travel Insurance” plans are so important.

Many are now choosing to waive the school plan in favor of a more comprehensive less costly International plan which provides better access to care in the U.S. and outside the U.S. if you happen to travel back to your home country or to a different country while on winter or summer break.

Quick Quote

Questions?  Please contact me anytime, I’m here to help.

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

GeoBlue F1 Visa International Student Medical Insurance

International Students with F1 Visa requirements studying in the U.S. and American Students studying abroad, and International students attending school anywhere worldwide.

If studying and living away from your home country, you will need a comprehensive International Medical Insurance plan to cover minor and potentially major medical costs while away.

Quote  –  GeoBlue International Student Plans

Be careful … many U.S. schools and universities will want you to enroll in their school sponsored health insurance programs, which require the student to go to the school medical clinic for most of their health care except for emergencies.

A comprehensive International medical insurance policy from companies like GeoBlue or Cigna GLobal allow you to visit any physician or hospital of your choice.  You are not limited to the school health clinic.

Pre-Existing Conditions & Exclusions  (please read)

The importance of comprehensive health insurance coverage while you are abroad or as an International Student inbound to the U.S., is critical when seeking care or when paying for hospital services.

Failure to obtain coverage can result in anything from very high medical bills to refusal to be treated in a hospital or doctor’s office.  In many countries, foreigners must prove that they have “International Health Insurance” before they can be treated or they will be required to pay cash up-front.

GeoBlue Worldwide  –  Inside the U.SGeoBlue logo. the strength of the Blue brand is nationwide. GeoBlue members have cashless access to the Blue Cross and Blue Shield network in all fifty states.  More than 96% of physicians and more than 91% of hospitals across the U.S. are part of the BlueCard Network.

Outside the U.S.GeoBlue has a network of doctors that includes almost every specialty you may need in over 180 countries.  Only a small fraction of doctors around the world meet GeoBlue standards – participation is by invitation only.

We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations from over 140 Physician Advisors from all over the world.

Then we assemble in-depth profiles so our members can choose with confidence, and we put formal contracts in place to ensure patient access.  Once they’ve seen you.  GeoBlue doctors bill us directly so you don’t have to file a claim. More Info.

CignaGloCigna logobal has provided global health insurance for over 30 years. Today, we have 70 million customer relationships in over 200 countries and jurisdictions.

Looking after them is an international workforce of 31,000 people, plus a network of more then 1 million hospitals, physicians, clinics and health and wellness specialists which CignaGlobal pays direct so you don’t have to.

Convenience, ease of use, unparalleled access to doctors and hospitals coupled with 24/7/365 member services hotline for any assistance necessary.  Find a local doctor, fill a prescription, need a translator, even advice from a nurse, and of course when an emergency strikes we are here to help and advise.  Cigna Plan Details

Plan Highlights …

  • Unlimited annual and lifetime medical maximum.
  • Physician office visits including preventive care and annual screenings.
  • Hospitalization, surgery and diagnostic care.
  • Coinsurance: 20% in-network / 40% out of network (waived outside the U.S.)
  • Prescription drug coverage included.
  • Physical therapy, mental health and substance abuse.
  • Medical Air Evacuation to the nearest hospital that can properly care for your needs, or back to your home country for treatment.

To enroll please call or email anytime with questions.  Or you can quote and enroll online:

No Cost Help … there is no charge for my services.  The insurance companies provide a fee for me to help with coverage options, enrollment and service.

Call today, I’ll be happy to answer your questions right over the phone.

John Conner
916-682-1117
john@johnconner.com

Questions:

GeoBlue International Student Health Insurance China

Over 300,000 Chinese International Students now attend U.S. Universities, Colleges and High Schools each year, which is why International Student Medical Insurance plans are so important.

Are you a Chinese student traveling to the U.S. for a semester, the entire school year, or maybe several years?  Or are you a U.S. student traveling to China or any other part of the world for education?  If so, you will want to look at all of your “Medical Insurance” options.  Including an International Medical Insurance plan, which in many cases is the best choice.

QUOTE:

Important Information – U.S. Affordable Care Act

At this time, there are no individual expatriate plans sold to Americans that meet the definition of Minimum Essential Coverage (MEC) and thus meet the individual mandate. Why is this important to you? Because the plan you are applying for does not provide Minimum Essential Coverage and is filed as a limited duration policy designed specifically for international living. Coverage by the insurer can be: 1.accepted 2.accepted with a rate increase, or 3.denied based on the health history of the applicants(s).

  • U.S. citizens working and living abroad who are outside the states for 330 days or more in a 12-month period are not required to maintain MEC. In this instance, you are deemed to have met the individual mandate.
  • International Resident Students (Exemption) – there is no tax penalty applicable to J1, F1, M1 visa holders and other populations that meet one of the exemption categories related to the ACA individual mandate.

You and your family must either have a (MEC) health plan throughout the year, qualify for an exemption from coverage, or make a payment when you file your federal income tax return.

What is the tax penalty for a non MEC plan?

2015: The higher of $325 per person (up to 3 people, or $975) OR 2.0% of taxable income up to the penalty cap.
2016: The higher of $695 per person (up to 3 people, or $2,085) OR 2.5% of taxable income up to the penalty cap.
After 2016: The same as 2016, but adjusted annually for cost-of-living increases.

Most colleges and Universities will try to sell you their own medical insurance policy.  Be careful, because many require the student to first visit the school clinic for most of your medical care instead of being able to see private licensed physicians and specialists of your choice.  A GeoBlue International Health Insurance policy allows you to see any doctor or hospital worldwide and any of the “Blue Card” doctors in the U.S. which is nearly 90% of all doctors Nationwide.

To protect against unforeseen events that could result in long-term financial hardship, GeoBlue has established a medical travel insurance program to fit the needs of international students, teachers and faculty.

Many people falsely believe that their existing American health insurance policy will cover them worldwide.  This is not usually the case.  Confirm what coverage, if any, your current insurer provides in China.  Likewise for a person coming to America from another country, in most situations you will need an International/Travel health policy in place when you arrive to the U.S.

Whether you are a foreign national studying in the United States for several years or a U.S. citizen studying abroad, ‘Seven Corners’ is designed to protect you during your time away from home.

Why Choose GeoBlue …
  • U.S. license and admitted coverage
  • Cashless access to the best provider networks inside and outside the U.S.
  • Choice of deductible options – waived for office visits.
  • $30 office visit copay – reduced to $10 outside the U.S.
  • Coinsurance waived for care outside the U.S.
  • Pre-existing conditions exclusion waived with prior creditable coverage.
  • No waiting period associated with preventative services.
  • No exclusion for specified conditions in the first 6 months.
  • No pre-certification penalty imposed.
  • Sports and alcohol related injuries covered.
  • GeoBlue has been providing international medical and travel insurance to citizens of all countries since 1993.
  • Student Plans and benefits are specifically designed and priced for international students.
  • 24 hour Assistance services ready to assist in locating proper medical care when you are traveling away from home.

Coverage Period … A few months or several years.  GeoBlue for all of your International medical insurance needs.

Emergency Evacuation … Emergency Medical Evacuation or Repatriation means: a) your medical condition warrants immediate transportation from the place where you are located (due to inadequate medical facilities) to the nearest adequate medical facility where medical Treatment can be obtained; or b) after being treated at a local medical facility, your medical condition warrants transportation with a qualified medical attendant to your Home Country to obtain further medical treatment or to recover; or c) both a) and b) above.

Great Service … Working in multiple time zones, languages and with numerous currencies are not obstacles for us.  We maintain an international staff for our international client base.  Our claims specialists and multilingual customer service professionals work seamlessly with you in order to communicate without any issues.

U.S. Provider Network (U.S. Citizens traveling Abroad) … GeoBlue has access to doctors and hospitals in over 180 countries worldwide.  With one phone call, we can assist you in locating a physician in order to receive the care you need.  Additionally, GeoBlue Assist is trained to reach outside of our network in order to locate the care you need as quickly as possible.

International Network (Foreign Nationals visiting the U.S. … When you are in the United States, you have the ability to use any medical provider including the “Blue Card” network nationwide.

Call or email anytime with questions. 

John Conner
916-682-1117
john@johnconner.com

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