Stanford University International Student Medical Coverage

All Stanford University students must have medical insurance while enrolled.  Many will choose Cardinal Care, which is insured through Health Net, and while on Cardinal Care you must first visit Vaden Health Center and if you need a physician, they will refer you to one of the available doctors contracted with Health Net.

Many International Students opt-out of Cardinal care and enroll in an International Medical Insurance plan such as GeoBlue which allows you to not only go to Vaden Health Center, but also Stanford Hospital the Palo Alto Medical Foundation and Menlo Clinic, along with most every Bay Area Hospital and medical facility.

The freedom to choose your own doctor or hospital through out the Bay Area, the State of California and across the U.S.


The GeoBlue annual premium will be approximately $220 per month depending on the annual deductible you choose.  Cardinal Care is nearly $5,000 for the 12 month policy.  GeoBlue will provide much more flexibility when seeing doctors and hospitals of your choice along with a more comprehensive benefit structure.  Please see the brochure for more details.

Appointment Scheduling and Direct Pay— Paperless, Cashless, Convenient.
Using the web, the telephone or a web-enabled cell phone, members can request appointments with doctors and hospitals who participate in GeoBlue’s International Community. When making appointments,
GeoBlue arranges to pay the doctor or hospital directly. GeoBlue even waives the deductible if a member sees a participating physician. In the U.S., simply show your ID card at the time of service.

Around-the-Clock Assistance Call Center:
GeoBlue maintains a 24/7, toll-free call center to assist GeoBlue members with everything from routine requests to medical emergencies. The GeoBlue staff has years of experience with international medical assistance and has close working relationships with its International Provider Community.

GeoBlue International Student Advantages:
  1. U.S. licensed and admitted insurance company.
  2. Cashless access to the best provider networks inside and outside the U.S.
  3. Choice of deductible options (waived for office visits).
  4. $30 office visit copay (reduced to $10 outside the U.S.).
  5. Coinsurance waived for care outside the U.S.
  6. Pre-existing conditions exclusion waived with prior creditable coverage.
  7. No waiting period associated with preventative services.
  8. No exclusion for specified conditions in the first 6 months.
  9. No pre-certification penalty imposed.
  10. Sports and alcohol related injuries covered.
GeoBlue Travels with You:

While traveling across the globe with the GeoBlue mobile app, you can quickly and conveniently find and access quality care using your mobile device. If you travel back to your home country or anywhere else while on holiday, you will be covered with GeoBlue.

Enroll today … or contact me anytime with questions.

John Conner

Questions & Comments:

Author: John Conner

Medicare Plan Options

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