Senior Travel Insurance

GeoBlue International Travel Health InsuranceMore Seniors are traveling and living abroad then ever before, in fact, people over 50 make up the vast majority of travelers worldwide.

Seniors also pay more for travel insurance – but are also more likely to use it.  Be careful, you are NOT covered by Medicare abroad.  Medicare provides no coverage while outside the U.S. and Medicare Supplement coverage is very limited when traveling abroad.  Also, Medicare or your Medicare Supplement will pay for your medical evacuation back to the United States. Medical evacuation can easily cost $25,000 or more if a nurse needs to accompany you on the return flight.

GeoBlue, a U.S. based International Travel Medical insurance company guarantees coverage and waives pre-existing conditions if you have an underlying medical plan like Medicare for their “Voyager” plans which provide comprehensive coverage worldwide for up to 6 months, for anyone age 84 or younger.  They also have long term plans for anyone wishing to live overseas for an indefinite period of time.  Click here for example Travel Medical Quotes.

GeoBlue Travel Medical Plans include: Hospital, outpatient, prescriptions, evacuation, injury from terrorism, doctor visits,

Traveling with 5 or more?  Save 10%.  GeoBlue offers a 10% discount for 5 or more traveling together.

In 2015 the office of Travel and Tourism showed U.S. citizens traveled more than 38 million international air trips to locations such as; Europe, Caribbean, Asia, South America, Central America, Oceana, Middle East, Africa, Mexico and Canada.

Fastest growing tourism destinations worldwide:

  1. Namibia
  2. Montenegro
  3. Zambia
  4. Angola
  5. China
  6. Cabon
  7. Burma
  8. Cambodia
  9. Thailand
  10. Thailand
  11. Cape Verde

medical evacWhy is insurance so critical for international travel?  Standards of hospitals and clinics vary greatly from country to country.  While you may find some that offer high quality care, you are also likely to find some that are considered to be “well below average” and even in poor condition.  In most cases an International Travel Medical Insurance plan is crucial for those needing acute care and even basic care. Obtaining healthcare in some parts of the world can be tricky. Some hospitals won’t provide any treatment–or won’t allow a patient to be discharged–until the hospital has received a guarantee of payment. Such guarantees are provided by Travel Insurance companies, in conjunction with assistance providers, but rarely by other insurers or managed care plans. This means you’ll have to pay in advance, perhaps as much as tens of thousands of dollars, with your credit card. Of course, for this to work the hospital must accept foreign credit cards and your card must have a sufficient credit limit.

Each GeoBlue policy is U.S. licensed and offers the most complete set of benefits and services in the industry.  An independent licensee of the Blue Cross Blue Shield Association

Stay Connected … GeoBlue provides a free “app” for your mobile device which provides proof of insurance, a copy of your ID card, you can also look up local contracted doctors and hospitals in over 180 countries, make and confirm doctor appointments, order your prescriptions and much more.

Don’t be left in the dark needing care in a foreign land.  Day or night, weekend or holiday, GeoBlue has a 24/7/365 concierge service waiting to hear from you in your time of need.  Do you thing Medicare or other domestic insurance companies will answer their phone on the weekend, late at night or on a holiday?  Not a chance.  Medical Protection worldwide .. GeoBlue.

Please contact me anytime with questions.

John Conner
916-682-1117
john@johnconner.com

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Author: John Conner

Medicare, Dental and International Medical coverage.